Calculator

Investment return calculator

Estimate what a rental property could earn over the years you hold it — rent, costs, mortgage payments, price growth and buying fees together.

Purchase price (AED)AED 300,000AED 10,000,000Down payment (%)15%100%Interest rate (% a year)1%9%Annual rent (AED)AED 20,000AED 800,000Yearly costs (AED)AED 0AED 200,000Price growth you assume (% a year)-5%10%Buying fees (% of price)0%12%Years you hold it1 yrs25 yrs

Estimated profit after 5 years

AED 309,030

64.4% on your cash · 10.5% a year

Cash you put in

AED 480,000

Monthly cash flow

AED 572

Value when you sell

AED 1,738,911

Your equity at sale

AED 754,703

Cash invested · 54%
Rent after costs & loan · 4%
Gain in equity · 42%

Estimates only, based on the numbers you enter. Bank offers, fees and market conditions vary.

Before you rely on it

What the estimate leaves out

Growth is a guess

Price growth is the figure you choose, not a forecast. Try a low or negative value too.

Empty months

Months without a tenant lower the rent you collect. Raise yearly costs to allow for them.

Selling costs

Agent fees when you sell aren't included. Take them off the final value.

Rate changes

Variable rates can rise after a fixed period ends, changing your monthly cash flow.

Cash buffer

Keep savings for repairs and gaps so you don't have to sell at a bad time.

Get advice

This is a rough guide, not financial advice. Speak to a regulated adviser before you buy.